tag:blogger.com,1999:blog-61621953450661757152024-03-16T12:38:25.317+05:30Today's Money TalkUnknownnoreply@blogger.comBlogger98125tag:blogger.com,1999:blog-6162195345066175715.post-47794877085397775382023-05-15T16:17:00.007+05:302023-05-15T16:17:58.002+05:30Block /Track and Know your mobile connection. : Sanchar Saathi portal<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwp9ZK7NQSqjccPDYzZWIgmsWx8DJIC6QWgNproa0icDI9CwsDyTCqaiazf-dafkVUALlRnYomJJbDAQA_bwIbZJ5mbEQzzXmbznx9gWBLzrL4gifJEdX3Yv7htt3LT-t690CqBA8CtiBtpD4BhWG9yUpW6gJf-_MrIu80aIIDrXQvQ9l-NJ9ZzQD3/s3984/ss-banner2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1425" data-original-width="3984" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwp9ZK7NQSqjccPDYzZWIgmsWx8DJIC6QWgNproa0icDI9CwsDyTCqaiazf-dafkVUALlRnYomJJbDAQA_bwIbZJ5mbEQzzXmbznx9gWBLzrL4gifJEdX3Yv7htt3LT-t690CqBA8CtiBtpD4BhWG9yUpW6gJf-_MrIu80aIIDrXQvQ9l-NJ9ZzQD3/w502-h179/ss-banner2.jpg" width="502" /></a></div><br /><br /> The Department of Telecommunications has launched the Sanchar Saathi portal to provide citizens with tools to manage their mobile connections and increase awareness about government initiatives. The portal enables users to identify mobile connections issued in their name and disconnect any unnecessary connections. It also offers features to block or trace lost mobile phones and verify the authenticity of devices when purchasing new or used phones. Refer <a href="https://tafcop.sancharsaathi.gov.in/telecomUser/">this</a> <a href="https://tafcop.sancharsaathi.gov.in/telecomUser/">link</a> to know mobile number owner<p></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLhfQ4Q1_rTCTeCGUqyUfxxpfgjoCnsgZ2fH-EJcG8ecH16d6EmG2UtbXxHJYURamhsX_diyquTCva_gy54jBteZaQgWasZARa-JkphuaC34YppTgjhnkPnSG7kBpjUpUSvkp7UZOkYChMXFf62AFLv0q40mrhtOhiaugT5HHrr3SOp6Vc8JY_qymP/s3984/ss-banner3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1425" data-original-width="3984" height="169" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLhfQ4Q1_rTCTeCGUqyUfxxpfgjoCnsgZ2fH-EJcG8ecH16d6EmG2UtbXxHJYURamhsX_diyquTCva_gy54jBteZaQgWasZARa-JkphuaC34YppTgjhnkPnSG7kBpjUpUSvkp7UZOkYChMXFf62AFLv0q40mrhtOhiaugT5HHrr3SOp6Vc8JY_qymP/w474-h169/ss-banner3.jpg" width="474" /></a></div>One of the modules on the <a href="https://sancharsaathi.gov.in/">Sanchar Saathi portal</a> is the CEIR, which assists in tracing lost or stolen mobile devices and blocking them on all telecom networks in India to prevent their misuse. If someone tries to use a blocked mobile phone, its traceability is generated, and once the phone is found, it can be unblocked on the portal for normal use by the citizens.<p></p><p>The <a href="https://tafcop.sancharsaathi.gov.in/telecomUser/">TAFCOP module</a> allows mobile subscribers to verify the number of mobile connections taken in their name and report any connections that are not required or not taken by them.</p><p>Additionally, the portal includes a "Keep Yourself Aware" facility that provides users with the latest updates and awareness material related to end-user security, telecom, and information security.</p><p><br /></p><p>For Quick User Manual Refer this <a href="https://ceir.sancharsaathi.gov.in/HelpDocuments/English/CEIR_User_Manual_Mobile_User_v01.pdf" target="_blank">link </a></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-14675236698632244152023-03-27T17:20:00.006+05:302023-03-27T17:20:50.905+05:30Link your Credit card on BHIM Platform<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEg8i5kzSti86wucjszLuFU7NMGEfd29Ra2MlGbuSImXcy57CnTT3vg-8DZP_NIX1QSw4jURU5Xv17Q_EFjHeIckhcO1tWsoV7x7oD5psQACPjYILAcgJ1KWftiVGavtnglv01onX48xEB-WX6-A_NIO7FwEpu4A_cGZ4sLh7m5alJCkGHLEcDS3O9aV" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="600" data-original-width="1200" height="247" src="https://blogger.googleusercontent.com/img/a/AVvXsEg8i5kzSti86wucjszLuFU7NMGEfd29Ra2MlGbuSImXcy57CnTT3vg-8DZP_NIX1QSw4jURU5Xv17Q_EFjHeIckhcO1tWsoV7x7oD5psQACPjYILAcgJ1KWftiVGavtnglv01onX48xEB-WX6-A_NIO7FwEpu4A_cGZ4sLh7m5alJCkGHLEcDS3O9aV=w485-h247" width="485" /></a></div><p></p><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: justify;">RuPay Credit Cards on UPI will provide a seamless, digitally enabled credit card lifecycle experience for the customers. Customers will benefit from the ease and the increased opportunity to use their credit cards. Merchants will benefit from the increase in consumption by being part of the credit ecosystem with acceptance of credit cards using asset lite QR codes. RuPay Credit cards can now be linked to a UPI ID, thus directly enabling safe, and secure payment transactions.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Please download BHIM app from Google Play store. Complete the registration journey, select <b>Credit Card as an option</b>. Select your issuing bank name from the drop down. Basis the mobile number update with your issuing bank, masked Credit Cards will appear on the screen. Select the card which you want to link and confirm. Proceed to generate UPI PIN.</div><div class="separator" style="clear: both; text-align: justify;">Currently, on BHIM, Mobikwik and Paytm app customer can link their RuPay Credit Card on UPI. Other apps are enhancing their tech platforms to enable linking of credit card on UPI.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><b>As of now , four banks are live to link RuPay Credit Card on UPI – Punjab National Bank, Union Bank of India & Indian Bank, HDFC Bank</b></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><b><u>Product features:</u></b></div><div class="separator" style="clear: both; text-align: justify;">Discover credit card accounts from the issuer bank based on your registered mobile number and link it to the UPI ID on BHIM app or any UPI app.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Post linking the card, customer will be able to make payment to a merchant by scanning the UPI QR code. Payment authentication will be done using UPI PIN.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Cash withdrawal at merchant, P2P, P2PM, card to card payments will not be permitted through this functionality.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Transaction through this process will follow UPI standard transaction limits.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Features like AutoPay and dispute resolution will be available for the customer via ODR (UPIHelp) through UPI Apps.</div></div><p><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-63216306485956306192021-04-15T13:32:00.005+05:302021-04-15T13:32:44.866+05:30How to get back your money after online bank fraud -Dial Helpline-number-155260<p></p><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5jPB57ROJAM0MLfnM-YO-ZA6pb8Af-JZRenUVSyQ5BPAsYlJokxUnCJdndU15G6HEHgj8l0UO4NYISK1trEX7cO8pncX2zaW6AGI3UVca-UwijW9dkBer4XExZwIO2WlSsBGz2GHd_DI/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="360" data-original-width="640" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5jPB57ROJAM0MLfnM-YO-ZA6pb8Af-JZRenUVSyQ5BPAsYlJokxUnCJdndU15G6HEHgj8l0UO4NYISK1trEX7cO8pncX2zaW6AGI3UVca-UwijW9dkBer4XExZwIO2WlSsBGz2GHd_DI/" width="320" /></a></div><br /> Delhi Police said they have formally launched a helpline number that helps victims of online financial frauds get their money back quickly. It was launched on 13 Apr 2021 .<p></p><p>The Union Ministry of Home Affairs has started a pilot project in November last year with the cyber portal https: //cybercrime.gov.in/ and cyber cell of Delhi Police for victims of cheating by OTP, link and other methods. Delhi has been linked first on this Indian cybercrime co-ordination platform. After this Rajasthan has been added. Similarly, other states of the country will be made part of this project. About 55 banks, e-wallets, e-commerce sites, payment gateways and other institutions are associated with cyber cell.</p><p>If there is an online fraud with you, a helpline number 155260 will have to be dialed and a complaint will be lodged. After this, as per primary inquiry on the helpline number, your name, mobile number, timing of fraud, bank account number will be obtained. After this the helpline number will send your information to the portal for further action. Then the concerned bank will be informed of the fraud. Funds with fraud will be held if the information is correct. After this, your money will be transferred to your account.</p><p><b>The helpline — 155260</b> — was already operating under the Union ministry of home affairs for reporting all kinds of cyber crimes. The cyber cell of Delhi Police, in collaboration with the Union ministry of home affairs, in November last year decided to take over and enhance the capacities of the helpline on a pilot basis.</p><p>The police added 10 lines to the helpline number, a move that saw tremendous response, helping at least 23 victims of frauds recover their lost money either partially or fully, said Anyesh Roy, deputy commissioner of police (cyber cell).</p><p>Roy added that in total , the 23 victims so far have managed to get around ₹8.11 lakh back, of which the biggest beneficiary was a Delhi-based retired audit account officer, who managed to get back ₹98,000 that he had lost to a fraudster.</p><p><br /></p>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-6162195345066175715.post-25838769501024121972020-05-29T14:29:00.002+05:302023-03-27T17:49:01.945+05:30Get ePAN card instantly for FREE using Aadhaar <div dir="ltr" style="text-align: left;" trbidi="on"><br /><br />
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It may be recalled that in the Union Budget, 2020, Union Finance Minister Nirmala Sitharaman on 28th May 2020 ,Thursday launched the facility for instant allotment of PAN.<br />
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The allotment process is paperless and an electronic PAN (e-PAN) is issued to the applicants free of cost.<br />
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This facility enables to get PAN for applicants who possess a valid Aadhaar number and have a mobile number registered with Aadhaar.<br />
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<b><u>How to apply for instant PAN through Aadhaar based e-KYC</u></b><br />
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- The instant PAN applicant is required to access the e-filing website of the Income Tax Department(<a href="https://www.incometaxindiaefiling.gov.in/e-PAN">https://www.incometaxindiaefiling.gov.in/e-PAN</a>/) to provide your valid Aadhaar number<br />
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- Then submit the OTP received on your Aadhaar registered mobile number.<br />
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- On successful completion of this process, a 15-digit acknowledgment number is generated.<br />
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- You can check the status of the request anytime by providing your valid Aadhaar number and on successful allotment, can download the e-PAN.<br />
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- The e-PAN is also sent to you one your email id, if it’s registered with Aadhaar.<br />
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The Beta version of the instant PAN through Aadhaar based e-KYC on trial basis was started in February this year on the e-filing website of Income Tax Department. 6,77,680 instant PANs have been allotted with a turnaround time of about 10 minutes, May 2020, an official release said.<br />
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As on May 25, 2020, a total of 50.52 Crore PANs have been allotted to the taxpayers. Out of which, around 49.39 Crore are allotted to the individuals and more than 32.17crore are seeded with Aadhaar so far.<br />
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Unknownnoreply@blogger.com52tag:blogger.com,1999:blog-6162195345066175715.post-42130325217126605682019-03-01T10:45:00.001+05:302019-03-01T10:51:44.672+05:30PM-SYM Pension Yojana : Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) to ensure Pension for old age protection of Unorganized Workers.<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggi62cpHKNSDZjxRnuyuwopwx11hrIOlKqzDkZKmHzlGn3-HR4vgQc-IJftOPOepCsCHTdB9_yPhEHxyliQ46OYgMSO5Pa08LWCcerZclzPBGIsxpghqzDtoajznsecxtbxc3BectPKns/s1600/PMSMY.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="789" data-original-width="1044" height="481" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggi62cpHKNSDZjxRnuyuwopwx11hrIOlKqzDkZKmHzlGn3-HR4vgQc-IJftOPOepCsCHTdB9_yPhEHxyliQ46OYgMSO5Pa08LWCcerZclzPBGIsxpghqzDtoajznsecxtbxc3BectPKns/s640/PMSMY.jpg" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)</td></tr>
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Government of India has introduced a pension scheme for unorganised workers namely Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) to ensure old age protection for Unorganised Workers.<br />
The unorganised workers mostly engaged as home based workers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washer men, rickshaw pullers, landless labourers, own account workers, agricultural workers, construction workers, beedi workers, handloom workers, leather workers, audio- visual workers and similar other occupations whose monthly income is Rs 15,000/ per month or less and belong to the entry age group of 18-40 years. They should not be covered under New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) scheme or Employees’ Provident Fund Organisation (EPFO). Further, he/she should not be an income tax payer.<br />
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2. Features of PM-SYM: It is a voluntary and contributory pension scheme, under which the subscriber would receive the following benefits :<br />
(i) Minimum Assured Pension: Each subscriber under the PM-SYM, shall receive minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.<br />
(ii) Family Pension: During the receipt of pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as family pension. Family pension is applicable only to spouse.<br />
(iii) &nbps; &&nbps;If a beneficiary has given regular contribution and died due to any cause (before age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.<br />
3.<span style="white-space: pre;"> </span>Contribution by the Subscriber: The subscriber’s contributions to PM-SYM shall be made through ‘auto-debit’ facility from his/ her savings bank account/ Jan- Dhan account. The subscriber is required to contribute the prescribed contribution amount from the age of joining PM-SYM till the age of 60 years. The chart showing details of entry age specific monthly contribution is as under:<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOVU5badvkMU81NKn7O0bsg0pztZPzMSz9GPFeDHU0-Fz8AjEfikNc4WpT89SIk_0xPIGjJBD4ftIYZrLJhPqIO9Ku9uaxPkhwHnS6tW5AEmVnVfET_9hk-37PFwvF1VXmEp1H58reeNM/s1600/01-03-2019+10-43-39.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="804" data-original-width="877" height="586" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOVU5badvkMU81NKn7O0bsg0pztZPzMSz9GPFeDHU0-Fz8AjEfikNc4WpT89SIk_0xPIGjJBD4ftIYZrLJhPqIO9Ku9uaxPkhwHnS6tW5AEmVnVfET_9hk-37PFwvF1VXmEp1H58reeNM/s640/01-03-2019+10-43-39.png" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Contribution Chart</td></tr>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhULM7NHbzFvdTpVSjcqyg9i5ssraDlhz15Zoztc_m2Yl90jABa60syHSBCaoHNGOg-oDTPEOR9-mnAAul1YCEAVX5iVFsW9my8pJSzP2P3nOjJJrxAnki4lEsEleDBh6iWzP3K6Z49L50/s1600/cardsample.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="376" data-original-width="940" height="256" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhULM7NHbzFvdTpVSjcqyg9i5ssraDlhz15Zoztc_m2Yl90jABa60syHSBCaoHNGOg-oDTPEOR9-mnAAul1YCEAVX5iVFsW9my8pJSzP2P3nOjJJrxAnki4lEsEleDBh6iWzP3K6Z49L50/s640/cardsample.jpg" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Card Sample</td></tr>
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4.<span style="white-space: pre;"> </span>Matching contribution by the Central Government: PM-SYM is a voluntary and contributory pension scheme on a 50:50 basis where prescribed age-specific contribution shall be made by the beneficiary and the matching contribution by the Central Government as per the chart. For example, if a person enters the scheme at an age of 29 years, he is required to contribute Rs 100/ - per month till the age of 60 years an equal amount of Rs 100/- will be contributed by the Central Government.<br />
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5.<span style="white-space: pre;"> </span>Enrolment Process under PM-SYM: The subscriber will be required to have a mobile phone, savings bank account and Aadhaar number. The eligible subscriber may visit the nearest Common Services Centres (CSC eGovernance Services India Limited (CSC SPV)) and get enrolled for PM-SYM using Aadhaar number and savings bank account/ Jan-Dhan account number on self-certification basis.<br />
Later, facility will be provided where the subscriber can also visit the PM-SYM web portal or can download the mobile app and self-register using Aadhar number/ savings bank account/ Jan-Dhan account number on self-certification basis.<br />
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6.<span style="white-space: pre;"> </span>Enrollment agencies: The enrolment will be carried out by all the Common Services Centres. The unorganised workers may visit their nearest CSC along with their Aadhar Card and Savings Bank account passbook/Jandhan account and get registered themselves for the Scheme. Contribution amount for the first month shall be paid in cash for which they will be provided with a receipt.<br />
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7.<span style="white-space: pre;"> </span>Facilitation Centres: All the branch offices of LIC, the offices of ESIC/EPFO and all Labour offices of Central and State Governments will facilitate the unorganised workers about the Scheme, its benefits and the procedure to be followed, at their respective centers.<br />
In this respect, the arrangements to be made by all offices of LIC, ESIC, EPFO all Labour offices of Central and State Governments are given below, for ease of reference:<br />
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1. All LIC, EPFO/ESIC and all Labour offices of Central and State Governments may set up a “Facilitation Desk” to facilitate the unorganised workers, guide about the features of the Scheme and direct them to nearest CSC<br />
2. Each desk may consist of at least one staff.<br />
3. They will have backdrop, standi at the main gate and sufficient number of brochures printed in Hindi and regional languages to be provided to the unorganised workers.<br />
4. Unorganised workers will visit these centres with Aadhaar Card, Savings bank account/Jandhan account and mobile phone.<br />
5. Help desk will have onsite suitable sitting and other necessary facilities for these workers.<br />
6. Any other measures intended to facilitate the unorganised workers about the Scheme, in their respective centers.<br />
8.Fund Management: PM-SYM will be a Central Sector Scheme administered by the Ministry of Labour and Employment and implemented through Life Insurance Corporation of India and CSC eGovernance Services India Limited (CSC SPV). LIC will be the Pension Fund Manager and responsible for Pension pay out. The amount collected under PM-SYM pension scheme shall be invested as per the investment pattern specified by Government of India.<br />
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9.Exit and Withdrawal: Considering the hardships and erratic nature of employability of these workers, the exit provisions of scheme have been kept flexible. Exit provisions are as under:<br />
(i) In case subscriber exits the scheme within a period of less than 10 years, the beneficiary’s share of contribution only will be returned to him with savings bank interest rate.<br />
(ii) If subscriber exits after a period of 10 years or more but before superannuation age i.e. 60 years of age, the beneficiary’s share of contribution along with accumulated interest as actually earned by fund or at the savings bank interest rate whichever is higher.<br />
(iii) If a beneficiary has given regular contributions and died due to any cause, his/ her spouse will be entitled to continue the scheme subsequently by payment of regular contribution or exit by receiving the beneficiary’s contribution along with accumulated interest as actually earned by fund or at the savings bank interest rate whichever is higher.<br />
(iv) If a beneficiary has given regular contributions and become permanently disabled due to any cause before the superannuation age, i.e. 60 years, and unable to continue to contribute under the scheme, his/ her spouse will be entitled to continue the scheme subsequently by payment of regular contribution or exit the scheme by receiving the beneficiary’s contribution with interest as actually earned by fund or at the savings bank interest rate whichever is higher.<br />
(v) After the death of subscriber as well as his/her spouse, the entire corpus will be credited back to the fund.<br />
(vi) Any other exit provision, as may be decided by the Government on advice of NSSB.<br />
11. Default of Contributions: If a subscriber has not paid the contribution continuously he/she will be allowed to regularize his contribution by paying entire outstanding dues, along with penalty charges, if any, decided by the Government.<br />
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12.<span style="white-space: pre;"> </span>Pension Pay out:Once the beneficiary joins the scheme at the entry age of 18-40 years, the beneficiary has to contribute till 60 years of age. On attaining the age of 60 years, the subscriber will get the assured monthly pension of Rs.3000/- with benefit of family pension, as the case may be.<br />
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13.<span style="white-space: pre;"> </span>Grievance Redressal: To address any grievances related to the scheme, subscriber can contact at customer care number 1800 267 6888 which will be available on 24*7 basis(to be effective from 15 Febraury 2019). Web portal/ app will also have the facility for registering the complaints.<br />
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14.<span style="white-space: pre;"> </span>Doubt and Clarification: In case of any doubt on the scheme, clarification provided by the JS & DGLW will be final.<br />
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15. CSC Locator: For finding the nearest CSC, please visit locator.csccloud.in</div>
Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-6162195345066175715.post-3936634948465225732018-09-23T17:34:00.001+05:302018-09-23T17:38:30.454+05:30Free health insurance of 5 lakhs under PMJAY, see if your name is included in the plan<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhx_sOizMkMPZ_ttUMPWObMXbAgwkB-zhwMgoGqPX_zqabNBPC1Dsey9kAef3K0Io3qmKKln3SnxT2BN2XamBLrzkybwr9-1vPMLVhpwLhk8q97HHcwc9KGJq3cEyTMrOoRm0eZYBw_Z7A/s1600/Webpop-up-mnndz1-5oz6c1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="600" data-original-width="800" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhx_sOizMkMPZ_ttUMPWObMXbAgwkB-zhwMgoGqPX_zqabNBPC1Dsey9kAef3K0Io3qmKKln3SnxT2BN2XamBLrzkybwr9-1vPMLVhpwLhk8q97HHcwc9KGJq3cEyTMrOoRm0eZYBw_Z7A/s640/Webpop-up-mnndz1-5oz6c1.jpg" width="640" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOcbGMinEunMvZf5hWQut861pckN0SpJlHtCSTQnpQ1hyphenhyphenE0ios2Q1bGeluzQTNMJvEXnKIyTrVbE-Lmmg0dqlGh4fKyYl9wfg5VVZEhkr0OdrL3tEg3K4ffcuvekgnJIy3nC4xXgWpVxI/s1600/PMJAY.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="837" data-original-width="585" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOcbGMinEunMvZf5hWQut861pckN0SpJlHtCSTQnpQ1hyphenhyphenE0ios2Q1bGeluzQTNMJvEXnKIyTrVbE-Lmmg0dqlGh4fKyYl9wfg5VVZEhkr0OdrL3tEg3K4ffcuvekgnJIy3nC4xXgWpVxI/s320/PMJAY.jpg" width="223" /></a>Prime Minister Narendra Modi has launched the Prime Minister Health Insurance Scheme on September 23 from Jharkhand's capital, Ranchi. Under this scheme, health insurance will be provided to more than 100 million households. Simultaneously, PM has laid the foundation of the medical college in Chibasa and Koderma .<br />
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You can get information about whether you come under the scheme or not by going to https://www.abnhpm.gov.in/. After visiting the site you will see AM I ELIGIBLE. After clicking on it, you will need to enter your mobile number in a , then fill in the captcha in it and generate the OTP. After entering the OTP on mobile , a second window will open in which you have given some options of search. Includes name, mobile number, ration card number and SECC<br />
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If the hospital associated with the scheme asks for money for treatment or refuses to treat it then the beneficiary grivance can appeal to the RE-Dressal Committee. The chairman of this committee will be the collector of the district. If found guilty, the hospital will be penalized and his license can also be canceled.<br />
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But let us tell you that in this portal, their names have been included, whose information was collected by all the gram sabhas of the country on April 30, 2018. If you do not find your name in it, then you can find the name under the SECC (Socio-Economic Caste Census). If you do not get your name even in this, you can contact your closest Ayushman Mitra. Apart from this, information can be taken by calling the helpline number 14555 of the Prime Minister Jan Swasthya Yojana.<br />
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Features of Scheme.<br />
- Under the scheme, medical cover up to five lakhs will be provided. It has a simple meaning that for five lakh you will not have to pay any money for the treatment.<br />
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There is no obligation in the plan regarding the number of family members<br />
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The benefits of this scheme will be available only to families who live below the poverty line. Apart from this, people in the socio-economic and caste census (SECC) will also get the benefit.<br />
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All members of the family present in the SEC database will be the holders of this scheme.<br />
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In case of hospitalization during treatment, the patient will not be charged any kind of charges.<br />
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All the diseases covered in the plan will be covered from the first day. Benefit will be available before and after hospitalization. Under this scheme 1350 types of medical packages will be available. Under which expenses of surgery, day care treatment, drug cost and diagnostic will also be borne.<br />
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- The plan holders can go to private hospitals anywhere and get their treatment done free of charge. The government has so far tied up with about 8,000 hospitals for this. Around 20,000 hospitals will be linked to this scheme.<br />
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- During treatment, the plan holder will have to prove his identity by showing any type of ID in hospital.</div>
Unknownnoreply@blogger.com75tag:blogger.com,1999:blog-6162195345066175715.post-4201968606536354432018-04-17T10:24:00.001+05:302018-05-10T12:04:50.662+05:30Start using BHIM apps and get Bumper CASH BACK<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUu4L6q2js662NuCxbMUKVfn2G3MCGxYm540tUKEyf5jQVSBk2oRQyPcF40Re8JwcQ1c3fc8TOLfYUVX2Ohyphenhyphen0N1fYPi35UnWgKz455cqrXtKf9cTIfrKfz91RjtMHQ5_zzzm2rOliLxg0/s1600/BHIMoffer.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUu4L6q2js662NuCxbMUKVfn2G3MCGxYm540tUKEyf5jQVSBk2oRQyPcF40Re8JwcQ1c3fc8TOLfYUVX2Ohyphenhyphen0N1fYPi35UnWgKz455cqrXtKf9cTIfrKfz91RjtMHQ5_zzzm2rOliLxg0/s320/BHIMoffer.jpg" width="320" /></a></div>
In order to increase the use of digital payement , government is trying to make its position on the top by providing cashback to the users and merchants. Previously, BHIM app extended its offer of cashback for the merchants to March 31, 2018. Now Ministry of Electronics and IT (MeitY) has decided that new users are also going to get a cashback on Rs 51 while using the application and the merchants who use the app will be eligible for a cashback of Rs 1000 in total. Similar cashbacks being provided by other applications (Google Tez) since users receive a total sum of Rs 51 regardless of what amount they transact through the UPI app.<br />
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Currently in BHIM There is no minimum limit for the transaction to be eligible for the cashback. This promotion offer is used to compete with other UPI apps likes of Google Tez, PAYTM UPI and other.<br />
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For every transaction for a minimum of Rs 100 to any VPA (Virtual Payment Address)/ UPI ID, bank account, or mobile number, the BHIM app is offering a cashback of Rs 25 however the cap on this has been set to Rs 500 per month.<br />
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Besides the cashback on the transaction of Rs 100 or higher, there is also another offer on a lower minimum amount which will make the users eligible for the cashback. The app is also offering cashback on minimum transaction value of Rs 10 which will be valid when a number of transactions are less than 50 but equal to or more than 25, the app will offer a cashback worth Rs 100 and another Rs 200 cashback can be redeemed by users when the number of transactions are equal to or more than 50 but less than 100. Lastly, there is also a cashback worth Rs 250 where a number of transactions are equal to or less than 100.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf9a7DGHiyHa6ij69YKGopGTDGKA-aRAQs_ZEH_fMwFTM5hzi40Y5ss9skoyLOhebvJcK59B0ioSfVJlHaV2SUeEJVNZ54Mh1etlNCHkKVoojm79-XUQFvYhhiDOmQ3YJJZUe2JXUKJtU/s1600/bhim.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="551" data-original-width="663" height="265" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf9a7DGHiyHa6ij69YKGopGTDGKA-aRAQs_ZEH_fMwFTM5hzi40Y5ss9skoyLOhebvJcK59B0ioSfVJlHaV2SUeEJVNZ54Mh1etlNCHkKVoojm79-XUQFvYhhiDOmQ3YJJZUe2JXUKJtU/s320/bhim.jpg" width="320" /></a></div>
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For cashback offer for merchants, the BHIM app provides a cashback of 10% of the transaction value with an upper cap of Rs 50 per transaction for this the merchants will need to credit at least ten transactions with a minimum value of Rs 25.<br />
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Apart from this, the app is also offering a cashback of 10% of the transaction value with an upper cap of Rs 50. These cashback are going to valid for all banks who receive or credit payment through the BHIM app, although at least five transactions will need to be credited of the minimum value of Rs 25 to be eligible for the cashback. </div>
Unknownnoreply@blogger.com6tag:blogger.com,1999:blog-6162195345066175715.post-49256170518778432002017-07-22T10:48:00.004+05:302018-05-20T21:02:07.191+05:30New Pension Scheme for senior Citizen with 8% Return:Pradhan Mantri Vaya Vandana Yojana (PMVVY)<div dir="ltr" style="text-align: left;" trbidi="on">
On 20 July Minister of Finance Mr. Arun Jatelity has launched a Pension scheme for senior citizens (60 years and above) in which they will get a guaranteed interest of 8 per cent for 10 years. Financial planners say that this pension scheme will offer more avenues to senior citizens to earn steady regular income at a time of falling interest rates. The scheme is exempted from GST or goods and services tax.<br />
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Lets have brief major point for this scheme:<br />
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1) LIC started offering the scheme from May 4, 2017. Earlier this scheme was remain open till May 3, 2018 but now it has been extended to 21 March 2020. This Scheme PMVVY can be purchased offline as well as online through Life Insurance Corporation (LIC) of India which has been given the sole privilege to operate this scheme.<br />
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2) The scheme will provide an assured return of 8 per cent per annum payable monthly (equivalent to 8.30 per cent per annum) for 10 years.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEmFt18EOQr2t8AKVAj2BHHxh4WM0r1fhG20BSEt5RCsVK9HCOJMGKS4DAT9iWUeqYi4PaZG5rzdgDIWXBB3H5kAGfYHiVWfQhD1hClOup7zzn0w4IEVC9nRBPe9CUZ28D2aAh_qCvEQQ/s1600/7-22-2017+10-43-58+AM.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="430" data-original-width="628" height="219" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEmFt18EOQr2t8AKVAj2BHHxh4WM0r1fhG20BSEt5RCsVK9HCOJMGKS4DAT9iWUeqYi4PaZG5rzdgDIWXBB3H5kAGfYHiVWfQhD1hClOup7zzn0w4IEVC9nRBPe9CUZ28D2aAh_qCvEQQ/s320/7-22-2017+10-43-58+AM.jpg" width="320" /></a>3) The pension is payable at the end of each period, during the policy term of 10 years, as per the frequency of monthly/ quarterly/ half-yearly/ yearly as chosen by the pensioner at the time of purchase.<br />
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5) There is a minimum and maximum limit for investment in Pradhan Mantri Vaya Vandana Yojana Scheme. The amount varies according to the pension payment mode chosen. For example, under the yearly pension mode, the minimum amount that has to be invested in the scheme is Rs. 1,44,578 and the maximum at Rs. 7,22,892. In monthly mode, the minimum amount that has to be invested is Rs. 1,50,000 and maximum at Rs. 7,50,000.<br />
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Accordingly, Rs. 1,000 will be the minimum pension amount payable monthly for which Rs. 1,50,000 has to be invested. Similarly, the maximum monthly pension shall be Rs. 5,000 per month for which Rs. 7,50,000 has to be invested. For other modes, see the table above.<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg0gbgsOoW05nmZrfM_18_TCtc9QTZwUY2ywyWufkJD_4etHaSkHl2Ilp57gIAt-vNW2O9EA-c-5RSjfQRjNij4z6x9Ed1XSY5H-LX94p0R4me_mDJiWAVrUUDIfaM-29Nb8F8sl5Gsi4Y/s1600/7-22-2017+10-46-32+AM.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="391" data-original-width="551" height="452" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg0gbgsOoW05nmZrfM_18_TCtc9QTZwUY2ywyWufkJD_4etHaSkHl2Ilp57gIAt-vNW2O9EA-c-5RSjfQRjNij4z6x9Ed1XSY5H-LX94p0R4me_mDJiWAVrUUDIfaM-29Nb8F8sl5Gsi4Y/s640/7-22-2017+10-46-32+AM.jpg" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: small; text-align: left;"> Pradhan Mantri Vaya Vandana Yojana Scheme</span> detial as mentioned on LIC website</td></tr>
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6) On survival of the pensioner to the end of the policy term of 10 years, purchase price along with final pension installment shall be payable.<br />
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7) Loan up to 75 per cent of purchase price (amount invested to earn pension) shall be allowed after three policy years to meet the liquidity needs. Loan interest shall be recovered from the pension installments and the loan to be recovered from claim proceeds.<br />
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8) The scheme also allows for premature exit for the treatment of any critical/ terminal illness of self or spouse. On such premature exit, 98 per cent of the purchase price shall be refunded.<br />
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9) On death of the pensioner during the policy term of 10 years, the purchase price shall be paid to the beneficiary.<br />
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Unknownnoreply@blogger.com4tag:blogger.com,1999:blog-6162195345066175715.post-17920487554843524542017-02-21T20:45:00.000+05:302017-02-21T21:17:16.366+05:30Bharat QR code. Single QR code for all Wallet.<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSBHwi5j7wtFHnMisCg1FBpaJuckYLX4oG8GLl8aaUK8LHYibviLggLzC3h8H1DZkzlpU_rwA4yT7LLB7P6ceTop1o89gxuLBgZQpBtZCG4kiBBXJloVjE0hgQk5tEF09FKocrCSG6eN0/s1600/BharatQR.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSBHwi5j7wtFHnMisCg1FBpaJuckYLX4oG8GLl8aaUK8LHYibviLggLzC3h8H1DZkzlpU_rwA4yT7LLB7P6ceTop1o89gxuLBgZQpBtZCG4kiBBXJloVjE0hgQk5tEF09FKocrCSG6eN0/s640/BharatQR.jpg" width="640" /></a></div>
Bharat QR Code is a common QR code made ease of payments across different wallet service. This is a standard which will support Visa, MasterCard and Rupay cards for wider acceptance. Currently, if you want to make a cashless payment at most stores, you need a credit and debit card to swipe and enter the PIN code for authentication but Bharat QR code will enable the merchants to accept digital payments without the Point of Sale (PoS) swiping machine. It will allow customers of any bank to use their smartphone app to make payment using their debit card. This will help merchants need to invest in buying the PoS machine.<br />
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As of now Bharat QR is integrated into ICICI Bank’s Pockets app and HDFC Bank’s PayZApp, with more banks expected to update their apps with support for the same. In order to test this feature I tried making payment using ICICI Bank’s Pocket app. To test the feature, I have generated a QR code using BHIM app. Next, I used Pocket’s app to scan the QR code and the payment successfully went through via UPI<br />
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In short, you will need your bank app or BHIM app installed in your phone. At the merchant’s store, open the app, tap on Scan QR Code or Scan & Pay (option will differ from one bank to the other) and scan the Bharat QR Code. Once the code is scanned, you will have to enter the amount that you want to pay, add a remark and enter your four-digit passcode. Once authentication is complete, the money will be transferred to the merchant’s bank account.<br />
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From Merchants side he will simply need to generate the Bharat QR Code, Take a print out and stick on their payment desk. The payment done by customer using this menthod will be instantly credited into merchant bank account. Currently Paytm,Freecharge and Mobikwik, merchants have limits on the amount of money that they can accept every month. so this will not happen in BHARAT QR method.<br />
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With the help of Bharat QR code, the transaction is completely secure, and card details remain in customer’s control, which is a big advantage.<br />
Currently, when you give your credit / debit card to swipe, there is negligible possibilities of someone capturing crucial details such as card number, expiry date and CVV. While OTP option is enabled for two-step-verification before authenticating transaction, the risk of exposing your card details still remains. </div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-54896477431253457312016-12-31T17:20:00.000+05:302016-12-31T17:20:05.174+05:30All new Indian Govt. Official Apps for Cashless Transaction :BHIM Mobile apps.<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh08lKnZjsOO6Dq9J-pDfCTFSdcVy4qheJLB8yw2OBoVAjLKOn_AXbFMfaEYP5EROBx7vhZglYR2d2kWnuWu51Ak98o_twEe3pTFuraMmg6BAaTJOQAhIH0eEWUdm80eST2H13yUQyaaDg/s1600/bhim-app.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh08lKnZjsOO6Dq9J-pDfCTFSdcVy4qheJLB8yw2OBoVAjLKOn_AXbFMfaEYP5EROBx7vhZglYR2d2kWnuWu51Ak98o_twEe3pTFuraMmg6BAaTJOQAhIH0eEWUdm80eST2H13yUQyaaDg/s320/bhim-app.jpg" width="320" /></a></div>
After the success for PAYTM and other mobile wallet much awaited Government apps for fund transaction <a href="https://play.google.com/store/apps/details?id=in.org.npci.upiapp" target="_blank">Bharat Interface for Money (BHIM)</a> is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is inter-operable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation.<br />
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<b>How does it work?</b><br />
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<b>Pre-requite</b><br />
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<b>You have to use only that Mobile number that is registered in you bank account.</b><br />
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Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. Yes! It is that simple.The best part of this apps is easy operation and without any hassle the payment is done. Earlier Paytm has done this also but this time this is government initiative to have a apps which will incorporate all the bank on single platform.This apps will be no -doubt a revolutionary apps. The major difference between various Mobile wallet is that in mobile wallet you have to load money using internet banking or via debit/credit card.This BHIM apps is directly connected to bank account hence no internet banking is required or it do not require any wallet load.Once you have registed sucefully will will get a Virtual address starting with your 10 digit mobile number for e.g 9XXXXXXXXX@upi .<br />
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<b>Features</b><br />
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<b>Send / Receive Money:</b> Send money to or receive money from friends, family and customers through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.If a receiver is already registered on this apps then you can send him money by just using his mobile number similar to PAYTM or other mobile wallet.<br />
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Sending payment method is easy that is via Mobile phone number or the payment address of the recipient. Another method is if you know account number and Bank IFSC code then still you can send money.<br />
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Check Balance: You can check your bank balance and transactions details on the go.<br />
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Custom Payment Address: You can create a custom payment address in addition to your phone number.<br />
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<b>Request money</b><br />
You can request money from anyone using two method , One is by entering the mobile number or QR code.<br />
QR Code: You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.<br />
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<b>Transaction Limits:</b> Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.<br />
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Language supported: Hindi and English. More languages coming soon!<br />
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<b>List of Bank Supported: </b><br />
All the major banks are supported by the BHIM app - as long as the bank supports UPI, you will be able to access your money through the BHIM app. Soon new more bank will get added.<br />
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The list of banks supported by the BHIM app is as follows:<br />
Allahabad Bank<br />
Andhra Bank<br />
Axis Bank<br />
Bank of Baroda<br />
Bank of Maharashtra<br />
Canara Bank<br />
Catholic Syrian Bank<br />
Central Bank of India<br />
DCB Bank<br />
Dena Bank<br />
Federal Bank<br />
HDFC Bank<br />
ICICI Bank<br />
IDBI Bank<br />
IDFC Bank<br />
Indian Bank<br />
Indian Overseas Bank<br />
IndusInd Bank<br />
Karnataka Bank<br />
Karur Vysya Bank<br />
Kotak Mahindra Bank<br />
Oriental Bank of Commerce<br />
Punjab National Bank<br />
RBL Bank<br />
South Indian Bank<br />
Standard Chartered Bank<br />
State Bank of India<br />
Syndicate Bank<br />
Union Bank of India<br />
United Bank of India<br />
Vijaya Bank<br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-90442880047712904092016-12-07T12:59:00.005+05:302016-12-07T12:59:54.024+05:30You no longer require Internet to pay via PAYTM.<div dir="ltr" style="text-align: left;" trbidi="on">
Paytm has been one of the biggest beneficiaries for people who do day to day small transaction after banning of Rs 500 and Rs 1000 currency notes.You no longer need a smartphone or internet data to pay through e-wallet app Paytm. The company has just announced that it has expanded its reach to non-internet users, who use feature phones.<br />
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<b>PayTM has started a toll free number -- 1800 1800 1234 </b>-- to enable customers and merchants without internet connection to pay and receive money instantly and also recharge their mobile phones. To use this service, users (both customers and merchants) first need to register with Paytm through their mobile number and set a 4-digit Paytm PIN. Also, the call made on the toll-free number should be from the mobile number that has been registered with Paytm.They can then enter the recipient's mobile number, amount and their Paytm PIN to transfer the money from their Paytm wallet to another Paytm wallet.<br />
If users dont have account then need a smartphone or desktop with internet connection to set up their Paytm account to use this feature.<br />
As of now it is not possible to get a Paytm account created through on phone. Similarly, to add money in the wallet, users would need to log in to the website or the app. It is also possible to find the nearest cash-in point using Paytm nearby and top-up the account.<br />
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Paytm, in November, rolled out a feature allowing users and merchants to send money from their Paytm wallets to any bank account at 1% transaction fee. However, later in the month the company said it won't charge any transaction fee on bank transfers at all.<br />
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Earlier, customers and merchants who had their KYCs successfully done could send money to banks through Paytm at 1% fee without any waiting period. However those without KYCs had to pay a 4% transaction fee, followed by a wait time of 45 days post creation of a Paytm account, in order to transfer money to banks.<br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-16721588244346492682016-12-07T11:36:00.001+05:302016-12-07T11:45:43.769+05:30UPI (Unified Payment Interface) is now new method to send and receive money<div dir="ltr" style="text-align: left;" trbidi="on">
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In wake to present demonetization ,we have a now cashless channel started by some banks call UPI (Unified Payment interface) . In layman terms UPI is nothing but a email ID kind of thing where each customer will have a unique ID which will be mapped to their bank account. Here customer need not to tell account no. ,Account holder name or his bank IFC code.<br />
<br />
Unified Payments Interface (UPI) is a system that powers multiple bank accounts (of participating banks), several banking services features like fund transfer (P2P), and merchant payments in a single mobile application.[2] UPI was launched by National Payments Corporation of India with Reserve Bank of India's (RBI) vision of migrating towards a 'less-cash' and more digital society. UPI has built on the Immediate Payment Service(IMPS) platform.<br />
<b><br /></b>
<b>UPI platform can be used for:</b><br />
<br />
1) Immediate money transfer through mobile device round the clock 24*7 and 365 days.<br />
2) Single mobile application for accessing different bank accounts<br />
3) Virtual address of the customer for Pull & Push provides for incremental security with the customer not required to enter the details such as Card no, Account number; IFSC etc.<br />
4) Bill Sharing with friends.<br />
5) Merchant Payment with Single Application or In-App Payments.<br />
6) Scheduling PUSH and PULL Payments for various purposes.<br />
7) Utility Bill Payments, Over the Counter Payments, Barcode (Scan and Pay) based payments.<br />
Donations, Collections, Disbursements scalable.<br />
<br />
<b>How to Create Virtual address for customer ?</b><br />
<br />
In order to create a virtual address customer need to register for UPI service via their respective bank apps or some third party apps are also there to register.<br />
<br />
Your virtual address will be like a email ID for example if you have a Bank account in SBI then your Virtual address will be like this [XYZ]@sbi . If you have account in HDFC then your virtual address for your account will be something [xyz]@hdfcbank ( <b>bracket is not part of virtual address</b>)<br />
<br />
List of participating Banks which provide UPI service currently ( other bank are in process to implement)<br />
<br />
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<b><span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Sr. No</span></b><span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<b><span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Bank Name</span></b><span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<b><span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Name of UPI App</span></b><span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><o:p></o:p></span></div>
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<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">1<o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">State Bank of India<o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://upipayments.co.in/sbi-upi-app-download/"><span style="color: #c3251d;">SBI Pay</span></a><o:p></o:p></span></div>
</td>
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<tr style="height: 1.0pt; mso-yfti-irow: 2;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
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<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://upipayments.co.in/icici-bank-upi-app/"><span style="color: #c3251d;">ICICI
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.icicibank.pockets"><span style="color: #c3251d;">Pockets – ICICI Bank</span></a><o:p></o:p></span></div>
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<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">3<o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">HDFC<o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://upipayments.co.in/hdfc-upi-app/"><span style="color: #c3251d;">HDFC Bank MobileBanking</span></a><o:p></o:p></span></div>
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<tr style="height: 1.0pt; mso-yfti-irow: 4;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm; width: 33.0pt;" width="44"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.andhrabank.in/English/upi.aspx"><span style="color: #c3251d;">Andhra
Bank</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.olive.andhra.upi&hl=en"><span style="color: #c3251d;">Andhra Bank ONE</span></a><o:p></o:p></span></div>
</td>
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<tr style="height: 1.0pt; mso-yfti-irow: 5;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">5<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://www.axisbank.com/axispay"><span style="color: #c3251d;">Axis Bank</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.upi.axispay&hl=en"><span style="color: #c3251d;">Axis Pay</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 6;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">6<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.bankofmaharashtra.in/downdocs/User-Mannual-UPI.pdf"><span style="color: #c3251d;">Bank of Maharashtra</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.infrasofttech.mahaupi&hl=en"><span style="color: #c3251d;">MahaUPI</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 7;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">7<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.canarabank.com/English/Home.aspx"><span style="color: #c3251d;">Canara
Bank</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=upi.npst.com.upicanara&hl=en"><span style="color: #c3251d;">Canara Bank UPI – Empower</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 8;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">8<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.csb.co.in/CSB-UPI" title="http://www.csb.co.in/CSB-UPI"><span style="color: #c3251d;">Catholic
Syrian Bank</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.lcode.csbupi&hl=en"><span style="color: #c3251d;">CSB UPI</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 9;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">9<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">DCB<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 10;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">10<o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.federalbank.co.in/lotza"><span style="color: #c3251d;">Federal Bank</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.upi.federalbank.org.lotza&hl=en"><span style="color: #c3251d;">Lotza</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 11;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">11<o:p></o:p></span></div>
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<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.karnatakabank.com/ktk/kblupi.jsp"><span style="color: #c3251d;">Karnataka
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</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.lcode.smartz&hl=en"><span style="color: #c3251d;">KBL – </span></a>Smartz<o:p></o:p></span></div>
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<tr style="height: 1.0pt; mso-yfti-irow: 12;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">12<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://www.pnbindia.in/Unified-Payments-Interface.html"><span style="color: #c3251d;">Punjab National Bank</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.fss.pnbpsp"><span style="color: #c3251d;">PNB UPI</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 13;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">13<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.southindianbank.com/content/viewContentLvl2.aspx?linkIdLvl2=16&linkId=2643"><span style="color: #c3251d;">South Indian Bank</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.paymate.sib&hl=en"><span style="color: #c3251d;">SIB M-Pay (UPI Pay)</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 14;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">14<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.unitedbankofindia.com/English/upi.aspx"><span style="color: #c3251d;">United Bank of India</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.fss.unbipsp"><span style="color: #c3251d;">United UPI</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 15;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">15<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">UCO Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.lcode.ucoupi"><span style="color: #c3251d;">UCO-UPI</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 16;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">16<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.unionbankofindia.co.in/UPI_App.aspx"><span style="color: #c3251d;">Union Bank of India</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.fss.ubipsp"><span style="color: #c3251d;">Union Bank UPI</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 17;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">17<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Vijaya Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/apps/publish/?dev_acc=14907725689024379640#AppDashboardPlace:p=com.fss.vijayapsp"><span style="color: #c3251d;">Vijaya UPI App</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 18;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">18<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">OBC<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.mgs.obcbank"><span style="color: #c3251d;">OBCUPI PSP</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 19;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">19<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="http://www.tjsbbank.co.in/upi.html"><span style="color: #c3251d;">TJSB</span></a><o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 20;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">20<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">IDBI Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 21;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">21<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">RBL Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 22;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">22<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Yes Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;"><a href="https://play.google.com/store/apps/details?id=com.YesBank"><span style="color: #c3251d;">Yes Pay Wallet</span></a> and <a href="https://play.google.com/store/apps/details?id=com.phonepe.app"><span style="color: #c3251d;">PhonePe</span></a><o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 23;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">23<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">IDFC<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 24;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">24<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Standard Chartered Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 25;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">25<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Allahabad Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 26;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">26<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">HSBC<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 27;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">27<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Bank of Baroda<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 28;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">28<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
<span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9.0pt; line-height: 200%;">Kotak Mahindra Bank<o:p></o:p></span></div>
</td>
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 4.5pt; width: 106.65pt;" width="142"></td>
</tr>
<tr style="height: 1.0pt; mso-yfti-irow: 29; mso-yfti-lastrow: yes;">
<td style="border-top: solid #EEEEEE 1.0pt; border: none; height: 1.0pt; mso-border-top-alt: solid #EEEEEE .75pt; padding: 4.5pt 4.5pt 4.5pt 0cm;"><div class="MsoNormal" style="line-height: 200%; margin-bottom: 30.0pt;">
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-51514603300148063572016-07-15T23:54:00.000+05:302016-07-15T23:54:42.157+05:30SBI is blocking e-commerce transaction using debit card<div dir="ltr" style="text-align: left;" trbidi="on">
In order safe guard interest of customer SBI is going to block the e-commerce transaction from debit card.This will help customer to optimize online fraud by debit card<br />
<br />
If you are getting SMS like "Your SBI Debit card ending with XXXX is deactivated only for Internet txn. To activate send SMS "SWON ECOM XXXX" to 9223966666 . No change for ATM /POS usage" then don't panic you can still activate your eCommerce transaction by sending this SMS like this SWON ECOM <Last four digit of card></div>
Unknownnoreply@blogger.com10tag:blogger.com,1999:blog-6162195345066175715.post-2725725199178806862016-05-05T22:23:00.002+05:302016-05-05T22:27:17.683+05:30Pay using mVISA: NO Card Required at POS: SBI<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgS1QbwjoNS9zNyorBETcY_Z0EtKiYgy9V40b5i8RObfvmbOcnEvW6S3e-dbjfg-a900r37b-2CV64SAj-ugN3VO_o-R_De5ptwk4Xtee-EFlKQidzqpDdzhyZzgnTr9Pj5Qh9ejFvCET8/s1600/download.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="353" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgS1QbwjoNS9zNyorBETcY_Z0EtKiYgy9V40b5i8RObfvmbOcnEvW6S3e-dbjfg-a900r37b-2CV64SAj-ugN3VO_o-R_De5ptwk4Xtee-EFlKQidzqpDdzhyZzgnTr9Pj5Qh9ejFvCET8/s640/download.png" width="640" /></a></div>
State Bank of India (SBI), the launch of mVisa, a mobile-based payment solution. This helps customers to make payments from their smartphones just by scanning the unique merchant QR (Quick Response) code, at merchant outlets.<br />
<br />
mVisa is a card-less solution which facilitates payment by scanning the QR code displayed at the merchant outlet or from the merchants mobile. SBI customers (both Debit Card holders as well as Internet Banking customers, having transaction rights) You can do easy payments to the merchants by simply scanning QR code image hence there is no need to swipe the physical card at a point-of-sale (PoS) machine. Bank customer can simply download the latest version of<a href="https://play.google.com/store/apps/details?id=com.sbi.SBIFreedomPlus&hl=en" target="_blank"> SBI Anywhere application</a>, from ‘<a href="https://play.google.com/store/apps/details?id=com.sbi.SBIFreedomPlus&hl=en" target="_blank">Google Play Store</a>’ and need to register for mVisa payments by simply clicking the mVisa icon on the home screen.<br />
<br />
<a href="https://play.google.com/store/apps/details?id=prizm.com.m_visa&hl=en" target="_blank">SBI mVisa merchant app</a> is also available in ‘<a href="https://play.google.com/store/apps/details?id=prizm.com.m_visa&hl=en" target="_blank">Google Play Store</a>’ and is used for receiving the payment notification, generation of static and dynamic QR codes, viewing transaction history etc. by the merchants. SBI mVisa merchants can accept payment from any mVisa customers. While in case of static QR code amount is filled by the mVisa customer himself, in case of dynamic QR code amount can be filled by merchants and can be authorized by the customer after scanning of QR code.<br />
<br />
Any Bank mVisa customer can transact on any mVisa merchants and likewise any mVisa merchant can accept payment from mVisa customers of any bank. It provides convenience of quick transaction, along with enhanced security,<br />
<br />
The best part of this sericce is that customers need not to share their's Card or Mobile with the merchant anytime during the payment process.</div>
Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-6162195345066175715.post-10637827648131008992016-01-30T13:35:00.000+05:302016-01-30T13:48:43.289+05:30Health Insurance for Persons with Disabilities :“Swavlamban Health Insurance Scheme”<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgsHBkzG7s05iY2bj3JVKv2iy5ke2OGjEfiA1Zk0-slrdrD4tLHGgLD61fK2QSQuXTw1c1E0NwTrGdharvr60xcd_x0vh7E6PWb9ZDKZzp7D4zzu3tuDAseZl5An-tLkf63_elgel4466E/s1600/1-30-2016+1-30-24+PM.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="267" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgsHBkzG7s05iY2bj3JVKv2iy5ke2OGjEfiA1Zk0-slrdrD4tLHGgLD61fK2QSQuXTw1c1E0NwTrGdharvr60xcd_x0vh7E6PWb9ZDKZzp7D4zzu3tuDAseZl5An-tLkf63_elgel4466E/s640/1-30-2016+1-30-24+PM.jpg" width="640" /></a></div>
<br />
Up-till now there was no Health insurance policy for person with disability but now Recently according to press release for <a href="http://pib.nic.in/newsite/PrintRelease.aspx?relid=127074" target="_blank">Press Information bureau</a> Health Insurance Scheme for Persons with Disabilities (As Per PWD Act 1995) launched by The New India Assurance Company limited, in Association with Ministry Of Social Justice, Dept of Empowerment of Persons with Disabilities.This insurance is name as <span style="color: #333333; font-weight: bold; line-height: 20.8px; text-align: center;">“Swavlamban Health Insurance Scheme”</span><br />
<br />
<b><u>Key Features</u></b><br />
1) Sum insured of Rs. 2 lacs on family floater for a period of 12 months.<br />
2) Family size up to 1+3. Primary member is Person with disabilities.<br />
3) Age band 18 - 65 years.<br />
4) Available for persons with disabilities with annual income of Rs. 3 lacs and below on declaration basis in proposal form.<br />
5) No premedical tests.<br />
6) Uniform premium contribution of Rs. 355 per person / family.<br />
7) OPD cover for corrective therapy up to Rs. 10,000 a year for person with disability. For persons with mental retardation and mental illness, OPD cover is Rs. 3000 per annum.<br />
8) No exclusion of pre-existing conditions. However corrective surgery for existing impairment can be done with consent of insurer/TPA.<br />
9) Pre-post hospitalization expenses covered sub to limits.<br />
10) Rest of terms as per standard New India Flexi Floater Group Mediclaim Policy.<br />
11) Persons with multiple disabilities, Cerebral Palsy & autism are not covered under this scheme.<br />
<br />
<br />
New India will create a network of Hospitals, where the Insured person can get cashless treatment. If any Insured Person wants to take treatment outside network, the permission of TPA is necessary. Such permission is not required in case of emergency hospitalisations.<br />
The policy covers pre-existing Illness. Treatment for pre-existing impairment (for the purpose of this policy, impairment relates to a condition or Illness which caused the Disability as defined in the Act) will be only at the network Hospital and only with the prior approval of the TPA.<br />
At the time of claim, certificate of Disability by the competent authority as defined under the Persons with Disability Act, 1995; has to be submitted to the TPA.<br />
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<b>How to Avail ?</b><br />
<b><u><br /></u></b>
For enrollment the beneficiaries have to submit the following documents to nearest New India Assurance Office. Or they can contact National Institute & CRCs, ALIMCO(Artificial Limbs Manufacturing Corporation of India),NHFDC(National Handicapped Finance and Development Corporation)<br />
<br />
1) Duly fill <a href="http://www.newindia.co.in/downloads/Proposal%20Form.pdf" target="_blank">proposal form </a><br />
2) Payment of premium ( 10 % pf Premium fixed)<br />
3) Income certificate( self attested<br />
4) Photo copy of any govement ID proof,such as Aadhar card,Voter ID ,Driving Licence etc<br />
5) Passport size photo<br />
<br />
6) Photo Copy of Disability certificate<br />
<br />
PROCEDURE FOR CASHLESS CLAIMS SETTLEMENT:<br />
Name of TPA: MDIndia Healthcare Services (TPA) Pvt. Ltd.<br />
Toll Free: 1800-233-1166, 1800-233-4505</div>
Unknownnoreply@blogger.com155tag:blogger.com,1999:blog-6162195345066175715.post-57382493584665422016-01-26T19:18:00.002+05:302016-01-26T19:26:11.277+05:30Pay for LPG cylinder Online: mylpg.in<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhz5M0KBMWRF7vGft9wtHMbc0UCYaOEvKzy5QLzTHFcMRpVZRSi8BysSDQCQrWbTkML_CmDVw0jpVxubNtcCyPygRFNzRse5hOaR1htFidq81y0V5pi21QyoP1Ennd9hFal0gZv9HaXbwg/s1600/1-26-2016+7-16-53+PM.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="63" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhz5M0KBMWRF7vGft9wtHMbc0UCYaOEvKzy5QLzTHFcMRpVZRSi8BysSDQCQrWbTkML_CmDVw0jpVxubNtcCyPygRFNzRse5hOaR1htFidq81y0V5pi21QyoP1Ennd9hFal0gZv9HaXbwg/s400/1-26-2016+7-16-53+PM.jpg" width="400" /></a></div>
In order help to urban consumers, Ministry of Petroleum and Natural Gas, has launched an online payment facility for booking LPG refill cylinders.Earlier this facility was only limited for Booking but now consumer can pay for booking also online.<br />
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Now Consumers can now refill their LPG cylinders at any time and get them delivered. They need not to worry about change or to have cash. They can pay the exact amount online via payment gateway<br />
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This will be a boon for working couples as well as to senior citizens as they can make the payment online without bothering to keep adequate cash at home.<br />
<br />
Consumers can avail the service through web portal www.mylpg.in, or user can visit correpondin g LPG company website http://my.ebharatgas.com/ https://indane.co.in http://myhpgas.in/ which is available in 13 languages.Apart from this consumer can carry out all LPG activities like booking, tracking, receipt of subsidy details etc.</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-34219763975733177952016-01-22T01:13:00.002+05:302016-01-22T01:13:47.749+05:30Buy Sovereign Gold Bonds from January 18 to 22, 2016<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQSl4JeiNF0cLz2pXIdHPxKQCn-iZ8y4pwJ3yDl_5Qy_p2F4J6Sv5jo45ZpaMD2qRIQ8Z5pTGdsgkarY2h_P9yHnj-T1ljBh0n_SL9PaclGxaZVW2s0c-X9Un4QjUpeUnJXYowgVKOr5A/s1600/1-22-2016+1-06-51+AM.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="297" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQSl4JeiNF0cLz2pXIdHPxKQCn-iZ8y4pwJ3yDl_5Qy_p2F4J6Sv5jo45ZpaMD2qRIQ8Z5pTGdsgkarY2h_P9yHnj-T1ljBh0n_SL9PaclGxaZVW2s0c-X9Un4QjUpeUnJXYowgVKOr5A/s640/1-22-2016+1-06-51+AM.jpg" width="640" /></a></div>
Government of India will be launched the Sovereign Gold Bonds Scheme from <span style="color: #454545; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 15.6px; text-align: justify;">January 18 to 22, 2016</span>. As investors will get returns that are linked to gold price, the scheme is expected to offer the same benefits as physical gold. They can be used as collateral for loans and can be sold or traded on stock exchanges.<br />
Sovereign Gold Bonds will be issued on payment of rupees and denominated in grams of gold. Minimum investment in the bond shall be 2 grams. The bonds can be bought by Indian residents or entities and is capped at 500 grams.<br />
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The Sovereign Gold Bonds will be available both in demat and paper form.<br />
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The tenor of the bond is for a minimum of 8 years with option to exit in 5th, 6th and 7th years.<br />
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They will carry sovereign guarantee both on the capital invested and the interest.<br />
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Bonds can be used as collateral for loans.<br />
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Bonds would be allowed to be traded on exchanges to allow early exits for investors who may so desire.<br />
<br />
Further, bonds would be allowed to be traded on exchanges to allow early exits for investors who may so desire.<br />
<br />
In Sovereign Gold Bonds, capital gains tax treatment will be the same as for physical gold for an 'individual' investor. The department of revenue has said that they will consider indexation benefit if bond is transferred before maturity and complete capital gains tax exemption at the time of redemption.<br />
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Investors can apply for the bonds through scheduled commercial banks and designated post offices. NBFCs, National Saving Certificate (NSC) agents and others, can act as agents. They would be authorised to collect the application form and submit in banks and post offices.<br />
<br />
The Bonds are issued by the Reserve Bank of India on behalf of the Government of India. The bonds are distributed through banks and designated post offices. This should make subscribing to the bonds an easy affair. During redemption, "the price of gold may be taken from the reference rate, as decided, and the Rupee equivalent amount may be converted at the RBI Reference rate on issue and redemption".For more detail refer <a href="https://www.rbi.org.in/Scripts/FAQView.aspx?Id=109" target="_blank">RBI page</a></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-22046103294482190562015-12-16T10:17:00.001+05:302015-12-16T10:17:33.967+05:30PAN mandatory for Transaction of Rs 2 Lakh<div dir="ltr" style="text-align: left;" trbidi="on">
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In wake to prevent use of black money and widening of tax base ,today goverment has ammendede use of Permanent Account Number (PAN) where the transactions exceed a specified limit.<br />
As per finance minister last budget speech quoting of PAN number is mandatory for all sales and purchases of goods and services where the payment exceeds Rs.1 lakh.Further in this regard it has been decided that quoting of PAN will be required for transactions of an amount exceeding Rs.2 lakh regardless of the mode of payment(either Cash or Cheque)<br />
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1.) All Transactions Over Rs 2 Lakh Will Have To Quote PAN Number<br />
<br />
2.) Will Give Some Breathing Time To Taxpayers<br />
<br />
3.) Other Than PNJDY Accounts, PAN Is Mandatory For Opening Any Bank A/c<br />
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4.) For Any Term Deposit Of Rs 50,000, PAN Will Now Be Mandatory<br />
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5.) PAN Is Mandatory For Restaurant Bills Over Rs 50,000<br />
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5.) PAN Requirement To Buy Immovable Asset Is Being Hiked To Rs 10 Lakh from Rs 5 Lakh</div>
Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-6162195345066175715.post-1535539485793361872015-08-20T14:29:00.000+05:302015-08-20T14:29:00.462+05:3011 Companies get node to open Payment Bank<div dir="ltr" style="text-align: left;" trbidi="on">
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In wake of spreading Financial inclusion RBI has given licence to 11 companies to start Payment Bank. This payment will reach out far flugh area without physical cash.This Bank will help to reach out lower income Group and help cashless transaction.RBI is in mood to encourage CASH less transaction .<br />
Let's understand what this payment bank will do.<br />
1) Saving Account facility with Intrest<br />
2) Send and Receive money for Migrant Labour<br />
3) Transaction up to 1 lack<br />
4) ATM -cum-Debit card<br />
5) No credit Card facility<br />
6) No Account for NRI<br />
7) Mutual Fund and Insurance.<br />
8) internet Banking<br />
<br />
<br />
<br />
<a name='more'></a>These New company have got Licence to act as Mini Bank,with this it will be a challenge to existing universal bank. Existing Bank have to look into there service and performance to attract their existing customer<br />
List of Companies got Payment Bank Licence<br />
<br />
Aditya Birla Nuvo Ltd.<br />
Airtel M Commerce Services Ltd.<br />
Cholamandalam Distribution Services Ltd.<br />
Department of Posts<br />
Fino PayTech Ltd.<br />
National Securities Depository Ltd.<br />
Reliance Industries Ltd.<br />
Dilip Shanghvi, IDFC, Uninor.<br />
Vijay Shekhar Sharma (Promoter of Paytm)<br />
Tech Mahindra Ltd.<br />
Vodafone mPesa Ltd.</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-65197873327392230892015-06-03T13:50:00.004+05:302015-06-03T13:50:41.374+05:30Send Money to someone without Knowing Beneficiary Account number :SBI mCASH<div dir="ltr" style="text-align: left;" trbidi="on">
To make banking transaction much more simplify ,SBI has start a new feature to transfer Money to someone account without knowing beneficiary bank account detail. This facility is currently available on Internet banking of SBI. and SBI mobile apps.<br />
Under this transaction Send need to fill amount to send ,Email ID or Mobile number of Beneficiary. This.This option is available on Internet banking platform under PAYMENT and Transfer menu. Sender need to have Internet banking facility to avail this feature.<br />
Once the sender submit the request Beneficiary get a PASSCODE on their Mobile number or email.<br />
Beneficiary need to visit https://retail.onlinesbi.com/retail/login.htm and Click on State Bank mCASH-Claim Money on Horizontal menu.Beneficiary need to fill his account number in which he want to get money with IFSC code and Passcode.<br />
Once these detail are filled correctly beneficiary need to submit it.<br />
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<b><u><br /></u></b>
<b><u>Feature of mCASH</u></b><br />
<br />
1) Transaction limit Rs.1000/- per transaction. Day limit Rs.2000/-. However, the maximum limit of fund transfer should not exceed Rs.5000/- in a month, per user.<br />
2) The customer would be charged at Rs.2.50 per request.<br />
3) Redemption is subject to availability of funds in sender's account at the time of claim.<br />
4) No charges for redemption.<br />
5) In case of wrong entry of account number or beneficiary details, the same will be rejected by the system and amount will be reversed in sender's account within the stipulated time frame.<br />
6) The Passcode entered should be valid. Passcode expiry period is 5 days from the date of creation.<br />
7) Please note, as per RBI instructions, credit will be effected solely based on the beneficiary account information. Bank will not be liable for any wrong information given by the claimant.<br />
8) Credit to the other bank accounts will be done through IMPS only.<br />
9) The Bank shall not be responsible if the customer has mentioned a wrong mobile number/email address and the money has been transferred to the holder/receiver of the said wrong number/email by debiting customer's account.<br />
10) The Bank shall not be responsible in any way if the passcode is shared by the beneficiary and /or misused by any third party due to any negligence act of the beneficiary or lost/theft of cell phone of the beneficiary.<br />
11) The beneficiary must have smart phone &/or email ID and should be conversant with the use of internet based applications.</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-48256560379709446372015-05-09T20:35:00.000+05:302015-05-09T20:35:36.931+05:30Accidental and Life Insurance at Minimum Premium: Pradhan Mantri Suraksha Bima Yojana & Pradhan Mantri Jeevan Jyoti Bima<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhspxE_pQPzpOhAx2Cayhwkj8EZwJdZudaPIDd9Uw0YoPHW3hEMrfsLiOU_RqGLNksLLcs9nrQtUVbC0HmTKg-wisbAk_dSMvIkeGsMqa2cWgaLjh9FKxBatld8sZXCQI7_1AbY14MWiVo/s1600/5-9-2015+7-56-21+PM.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="185" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhspxE_pQPzpOhAx2Cayhwkj8EZwJdZudaPIDd9Uw0YoPHW3hEMrfsLiOU_RqGLNksLLcs9nrQtUVbC0HmTKg-wisbAk_dSMvIkeGsMqa2cWgaLjh9FKxBatld8sZXCQI7_1AbY14MWiVo/s640/5-9-2015+7-56-21+PM.jpg" width="640" /></a></div>
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<b>Pradhan Mantri Suraksha Bima Yojana</b><br />
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The scheme will be a one year cover, renewable from year to year, Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident. The scheme would be offered / administered through Public Sector<br />
General Insurance Companies (PSGICs) and other General Insurance companies willing to offer the product on similar terms with necessary approvals and tie up with Banks for this purpose.<br />
This scheme is applicable to bank account holder<br />
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<u><b><i>Major Point of Accidental Insurance</i></b></u><br />
<u><b><br /></b></u>
*For all Bank account holders whose age is between 18 to 70 years.<br />
*Insurance amount can also be availed if in a handicapped state.<br />
*Accident insurance worth Rs. 2 lacs at just Rs. 12 per annum as annual premium.<br />
*Period of Insurance Annual : 1st June - 31st May<br />
*The premium will be deducted from the account holder's saving bank account through 'auto debit' facility.<br />
*The person would be eligible to join the scheme through one saving bank account only.<br />
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<b>Insurance Claim Benefits</b><br />
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* For Death Rs. 2 Lakh<br />
*For Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot Rs. 2 Lakh<br />
*For Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot is Rs. 1 Lakh<br />
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<b><u>Pradhan Mantri Jeevan Jyoti Bima</u></b><br />
<b><u><br /></u></b>
The scheme will be a one year cover, renewable from year to year, Insurance Scheme offering life insurance cover for death due to any reason. The scheme would be offered/ administered through LIC and other Life Insurance companies willing to offer the product on similar terms with necessary approvals and tie ups with Banks for this purpose. Participating banks will be free to engage any such life insurance company for implementing the scheme for their subscribers.<br />
<b><u><i>Major Points of this Life Insurance</i></u></b><br />
<b><u><br /></u></b>
*For all Bank account holders whose age is between 18 to 50 years.<br />
*Life Insurance amount for your family, in your absence.<br />
*Life insurance worth Rs. 2 lacs at just Rs. 330 per annum.<br />
*Period of Insurance Annual : 1st June - 31st May<br />
*The premium will be deducted from the account holder's saving bank account through 'auto debit' facility.<br />
*The person would be eligible to join the scheme through one saving bank account only.<br />
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For more information on this Insurance Scheme please visit http://www.pmjdy.gov.in/ or http://www.jansuraksha.gov.in/<br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-49360981090794296052015-04-19T21:25:00.003+05:302015-04-20T08:12:59.189+05:30No need to send IT-Return acknowledgement by Post: Use Aadhar card to authenticate<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNoxDe0pZIkkfe5DPFl1nKtGyJaB7ZS0LdoEC0fs3s2mPVon1pbNbckViaPYL5qE5ubX91gQFjqCr2cRru5cImcXXFH8spI_2K0nXXomUwZOj7eGcggz4b6W-fVMCJnxma-sNa2OB80LI/s1600/incomtax.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNoxDe0pZIkkfe5DPFl1nKtGyJaB7ZS0LdoEC0fs3s2mPVon1pbNbckViaPYL5qE5ubX91gQFjqCr2cRru5cImcXXFH8spI_2K0nXXomUwZOj7eGcggz4b6W-fVMCJnxma-sNa2OB80LI/s1600/incomtax.jpg" height="311" width="400" /></a></div>
Now Income Tax has aimed at easing taxpayer Return Filing process. I-T returns online will no longer have to send the paper acknowledgement by post .<br />
Aadhaar-based electronic verification code has been launched to authenticate this document.<br />
In the ITRs for 2015-16 e-filer can provide his Aadhaar number which will have to be authenticated on the official website of the department via a One Time Password (OTP).<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2FPRJGWMgqhqyR_roOgPTMdA6nlbyC7kb7CAqvksxk8mpRFZ5JnmGn6ae3U9V2oHgUxx5-hF7iTmojchTBuJht66K66Jr_YfcOGPW6WcgCSLtog9H96y_yOcMh_GjPsoxU0qjVpvNw8g/s1600/aadharcard.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2FPRJGWMgqhqyR_roOgPTMdA6nlbyC7kb7CAqvksxk8mpRFZ5JnmGn6ae3U9V2oHgUxx5-hF7iTmojchTBuJht66K66Jr_YfcOGPW6WcgCSLtog9H96y_yOcMh_GjPsoxU0qjVpvNw8g/s1600/aadharcard.jpg" height="205" width="320" /></a> The person who file the return no longer need to send the ITR-V paper document to the CPC in Bengaluru.Tax payer will require the e-filer to register his Aadhaar number in the ITR after which the UIDAI database will send an OTP to the registered mobile number of the taxpayer which subsequently will have to be authenticated on the e-filing website.<br />
As per present rules, a person who files his or her tax return online has to send a copy of the ITR-V to CPC within 120 days for processing of the return.<br />
Now with this process he/she just authticate then and there and no need to do paper work. This will again a step to fasten the Return filing proces<br />
This will also reduce the post office work load reduced the problem of mis-placed or non delevery of achknowlgemnt at CPC ,Bangalore</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-65246942401845452682015-04-18T23:58:00.001+05:302015-04-20T08:09:48.260+05:30All that Glitter is Not Gold : Know about BIS Hallmark<div dir="ltr" style="text-align: left;" trbidi="on">
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Hallmarking is the accurate determination and official recording of the proportionate content of precious metal in precious metal (gold or silver) articles. Hallmarks are thus official marks used in many countries as a guarantee of purity or fineness of precious metal (gold or silver) articles</div>
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Provide third party assurance and satisfaction that customer gets right purity of gold (or silver) for the given price (value for money)</div>
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Gold Hallmark consists of following</div>
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<b>a) BIS mark</b></div>
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<b>b) Purity grades/fineness</b></div>
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958 Corresponds to 23 Carat</div>
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916 Corresponds to 22 Carat</div>
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875 Corresponds to 21 Carat</div>
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750 Corresponds to 18 Carat</div>
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708 Corresponds to 17 Carat</div>
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585 Corresponds to 14 Carat</div>
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375 Corresponds to 9 Carat </div>
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<b>c)Assaying/Hallmarking Centre’s Identification Mark (one of the logos as</b></div>
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<b>displayed on BIS website)</b></div>
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<b>d) Year of Marking – denoted by a code letter e.g.</b></div>
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‘A’ for year 2000 ‘B’ for year 2001</div>
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‘C’ for year 2002 ‘D’ for year 2003</div>
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‘E’ for year 2004 ‘F’ for year 2005</div>
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‘G’ for year 2006 ‘H’ for year 2007</div>
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‘J’ for year 2008</div>
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'P' for year 2012</div>
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'Q' for year 2013</div>
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'R' for year 2014</div>
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'S' for year 2015 and so on</div>
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<b>e) Jeweler’s Identification Mark </b></div>
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<b> How much does it cost to get an gold article hallmarked?</b></div>
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BIS recognized Assaying and hallmarking Centres have been advised to follow the</div>
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following hallmarking charges for Gold:</div>
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1) Rs. 18/- per article</div>
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2) Minimum charges for a consignment shall be Rs. 100/- .</div>
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(Services Tax and other levies as applicable shall be extra). </div>
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<b>How much does it cost to get an silver article hallmarked?</b></div>
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A. BIS recognized Assaying and hallmarking Centres have been advised to follow the</div>
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following hallmarking charges for Silver:</div>
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1) Rs. 10.00 per article upto 100 g</div>
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2) Rs 50.00 per article from 100 -500g</div>
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3) Rs 100.00 per article more than 500g</div>
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4) Minimum charges per consignment is Rs 150.00</div>
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(Services Tax and other levies as applicable shall be extra)</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-769474415468164082015-01-29T18:59:00.001+05:302015-01-29T18:59:06.323+05:30mRUPEE lanuched Prepaid card for Payment<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFmJLDs8YnEK_EIZssAFYYvN4vjUoHkdTxL2W26kvQkYQvUF1ys_2B4lxnHUmt3mxwTmYstF8K09djC0SG2M_tQduk0y28oRIEDMu6HFUXIyQPOZ1QrRsVLeXJdfOWqohOJxPl5Xwj01g/s1600/RBL-Bank-Rupee.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFmJLDs8YnEK_EIZssAFYYvN4vjUoHkdTxL2W26kvQkYQvUF1ys_2B4lxnHUmt3mxwTmYstF8K09djC0SG2M_tQduk0y28oRIEDMu6HFUXIyQPOZ1QrRsVLeXJdfOWqohOJxPl5Xwj01g/s1600/RBL-Bank-Rupee.png" height="387" width="640" /></a></div>
Tata group company launched a VISA-powered prepaid card in partnership with Ratnakar Bank (RBL).<br />
with this PaySmart card, mRUPEE customers will be able to withdraw money from VISA-licensed ATMs and also pay for goods and services at all merchants that accept VISA debit or credit cards nationally, the company in a statement said.<br />
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This service would offer convenience to those who do not have a bank account and hence are not able to participate in the mainstream economy.The minimum money value the PAY Smart card will hold is Rs 200 rupees while the maximum value is kept at Rs 1-lakh at any point in time.<br />
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<u><b>What is mRupee?</b></u><br />
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MMP Mobi Wallet Payment Systems Limited (MMPL) is a fully owned subsidiary of Tata Teleservices Limited. MMPL’s flagship product is Mobile Money Order and Semi Closed Wallet – launched under the brand name “mRupee”.Mobile Money Order is a money transfer service which allows a customer to send money to the beneficiary’s bank account anywhere in India. <br />
MMPL is authorized by the Reserve Bank of India (RBI) to set up a semi closed wallet. <br />
List of Server Offered by mRupee<br />
1) Fund transfer to Bank account.<br />
2) Payment service for Online Shopping /Bill/Mobile Recharge/Travel<br />
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<b>Watch this video Know more about mRupee </b><br />
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<iframe allowfullscreen="" frameborder="0" height="360" src="https://www.youtube.com/embed/7_fYKp2xIpI?feature=player_detailpage" width="640"></iframe>
<iframe allowfullscreen="" frameborder="0" height="360" src="https://www.youtube.com/embed/MBJm17Ai9pw?feature=player_detailpage" width="640"></iframe>
<u><b>How to to get mRupee card?</b></u><br />
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1. Customer can visit into an mRUPEE Retailer outlet & requests for the PaySmart card to the retailer. The MMPL Retailer initiates the customer registration and card issuance process. The card kit with an inactive card would be issued to the customer, who can walk out in a few minutes.<br />
2. Customer will share the duly signed CAF & furnish self-attested supporting KYC documents to mRUPEE Retailer. <br />
3. After successful verification of the documents, RBL Bank will approve the request, The card would then be successfully activated.<br />
4. The customer can now load money in the card at the mRUPEE outlet and start using it.</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6162195345066175715.post-45779096466739138422015-01-29T08:01:00.000+05:302015-01-29T08:09:11.257+05:30Soon Revolution in Banking from Mobile Store<div dir="ltr" style="text-align: left;" trbidi="on">
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Modi government has strives towards providing banking facilities to all sections of society, especially the poor and disadvantaged sections. Under this effort, the government launched the country's public-funding scheme, now mobile shops, petrol pumps and shops located on the corners of the streets, helping people reach the door is banking.<br />
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The name of the new payment system of banking is PAYMENT BANK which is away from traditional financial institutions.Under this scheme Mobile stores, fuel centers and corner stores will permit you to provide banking services.<br />
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RBI's move shows that the traditional bank PM Narendra Modi alone can not meet the objective of financial inclusion. 11 million new bank accounts were opened under Jan Dhan yojana, However, the concern is that these out of 11 million account , 8 million accounts is not having money in the accounts.<br />
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Payment Bank will cater India's 600,000 villages supporters say that this may be linked to the banking facilities where such facilities are not. Payment via bank to send money home, achieve economic benefits arising from the government or the business will be easier.<br />
Payment bank will help to provide service different from traditional banks.Most important change is that the payment bank will accept only cash, but they will also have option to take cash.<br />
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To provide banking services to people before the government started a system which was named prepaid payment instrument system. The biggest drawback of this system was that it could only be taken. There was no provision for payment to depositors lack the new banking system has been completed.<br />
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Payment bank will help to put a stop to the use of cash in the economy. In 10 of the 9 transactions in India still have cash transactions only. The banking system and pre-paid mobile operator service providers play a key role. Retailers are also interested in it. Present in over 100 cities in India such as Future Group is a retail company said that it would apply for permits Telecom service provider companies like Airtel, Vodafone and others want to be second in this case.</div>
Unknownnoreply@blogger.com0