Thursday, September 27, 2012

Get Money without ATM card -palm impression withdrawl

Have you forgot your ATM at HOME. No need to panic Japanese bank has started a machine that will require just your Palm impression to withdraw money .
A regional bank in Japan  started operating ATMs for cash withdrawals , deposits and balance inquiries that do not require plastic cards but instead identify account holders by scanning their hands.
 Account holder need to input their birthday, place their palm on the sensor and input a PIN at an automated teller machine. Once this process is completed the desired amount entered is provided by ATM machine.
Registration is required at a teller counter beforehand. and the bank said customers may access their accounts even if they lose cards or passbooks after a major disaster, for instance.


Friday, September 21, 2012

Check your EPF (Employees' Provident Fund) Account Passbook

Check your Employees' Provident Fund (EPF) Passbook online. Users have to register with the Member Portal of the Employees' Provident Fund Organization (EPFO) to check the passbook online. Details such as mobile number, date of birth, email id etc. are required for registration. Identification proof number such as PAN, AADHAR, NPR (National Population Register), Bank Account, Voter ID, Passport or Driving is also required. The facility at present is only for the members for whom the employer has uploaded the Electronic Challan Cum Return for the wage month of May 2012 onwards.

Register online to view your EPF Account Passbook.
•  The facility at present is only for the members for whom the employer has uploaded the Electronic Challan Cum Return for the wage month of May 2012 onwards.
•  There is no need to create and remember any user id and password. You have to use your mobile number and any of your following identification proof number such as PAN, AADHAR, NPR (National Population Register), Bank Account, Voter ID, Passport or Driving
   License to register and thereafter to login.
•  You can add multiple id numbers (one id against each of the listed types) and any one along with the mobile number can be used for the login.

•  One mobile number can be used for one registration only.
•  A registered member can view only one account details under one establishment. In case you are having more than one account under one establishment, please apply for transfer through the Form 13.
•  One member can view up to a maximum of 10 accounts under different establishments. The 10 accounts can be viewed any number of    times. Get your old accounts transferred to the current one by using the Transfer Form 13.
•  Facility to display the accounts of inoperative accounts will be provided later through a request mode.
•  The facility is not for the current members of establishments having exemption under the EPF Scheme 1952.
for more details and FAQ visit here


Friday, September 14, 2012

NATIONAL MASCOT DESIGN CONTEST 2012 by Income Tax Department,GoI

Income Tax Department invites all artists and designers, both professionals and amateurs, to develop a Mascot to be used in all advertising and communications of the Department. Make sure that the Mascot you develop captures the vision and values of the Income Tax Department and exhibits a definite brand recall value. The Mascot should be captivating and inspiring, particularly to the young and future taxpayers. Don’t miss this rare opportunity of exercising your creativity and bagging a cash reward of Rs. 1, 00,000/-.Contest last date of entry is 23rd Sept 2012
 Click here for guideline to be follow for MASCOT
Cick here for submission form


  • The Mascot should visually unify the vision and values that Income Tax Department wants to promote,     such as:
    • Payment of tax as a value norm in the society and a core duty of every citizen.
    • Payment of tax as a contribution of citizen in Nation building and ensuring a better future for coming generations.
    • Depiction of Income Tax Department as an enforcement agency as well as a facilitator for voluntary tax compliance
    • Depiction of Income Tax Department as a friend to every honest taxpayer.
  • The design must be original, visually appealing and distinct. It must be easily adaptable to various means     of communications.
  • Mascot can be sent in any pose, however, design in front, back and side views with colour schemes are     preferred. Use different sheet of A4 size paper for different posture.
  • Design along with suggestions like size, pedestal details is welcome.
  • A brief concept note in support of the design may also be provided.
  • More than one design can be sent, however, each design must be sent separately, as a separate entry.
  • Entry can be sent in two ways:
  •     1. By Post
    • Send your entry on an A4 size paper in an envelope superscribed as “Mascot Design for Income Tax Department” by ordinary post to Post Box No. 6005, New Delhi-110001.
    • Every entry must carry the entrant’s name, address, phone number, e-mail address on front or back of the ‘Mascot Design’ in BLOCK LETTERS.
        2. By Email
    • Entry in high resolution JPEG format can be sent by email to
    • The subject of the email must mention “Mascot Design for Income Tax Department” and the e-mail must contain the entrant’s name, address and phone number.
  • Every entry must be sent along with the “Submission Form” which can be downloaded from the website by clicking the link “Download Submission Form”. Any entry without     “Submission Form” shall be rejected.
  • There is no entry fee for the contest.
  • This contest is open to Indian citizens only. Both amateurs and professionals can participate.
  • Income Tax Department will not be responsible for any damage or loss in transit.
  • No entry will be returned and all entries will remain the property of the Income Tax Department.
  • No digital manipulation/tampering of an original design will be accepted.
  • Entries conforming to given specifications will only be accepted.
  • Employees and family members of the executing agency and Income Tax Department are not eligible to     participate in this competition.
  • Entries received after the last date will not be accepted.
  • The decision of the Selection Committee appointed by the Income Tax Department will be final and no     questions or objections will be entertained.
  • Prize will be given only after the receipt of the original award winning Mascot design and the winning     participant will be informed by the Income Tax Department.
  • No payment other than the prize money will be made to the winning contestant.
  • The Income Tax Department will retain the right to use the winning Mascot in any manner it deems to fit.     The winner shall have no right to claim or share any gain, financial or otherwise, arising out of the Mascot.
  • Income Tax Department reserves the right to change or alter the terms and conditions or to withdraw the     contest whenever it desires.
     Souce:Income Tax Department,Govt. of India


    Sunday, September 9, 2012

    BOI(Bank of India) launches SMS based complain

    After implementing the  unique idea of complain by SBI(State bank of India) Now its time for Bank of India to start this service. Recently Bank of India has completed it 107th foundation day.It has also started SMS based complain service to it customer.
    With the launch of it new website it has started displaying this information in its banner. The new website for BANK of INDIA is . Those people who are familiar with OLD site they can visit is new site at domain is now redirecting to . There is a link for OLD website on the HOME page.
    The basic format of complain is like this,You need to send SMS in this format

    PROB<SPACE> 4digit BRANCH CODE<SPACE>PROBLEM DETIAL send to 9266625588


    Tuesday, September 4, 2012

    RBI asked bank ATM to remove ATM Cash Retraction

    What is cash retraction: Whenever you use your card at an ATM to withdraw cash, you have to get a few seconds to a little over a minute to collect the cash money. This time-lint varies from bank to bank.  if you are distracted for any reason for example if you are on  a call on your mobile and  you are unable to collect your money within that time limit, the ATM swallows the cash and keeps  it in a separate tray in the machine. The amount is re-credited to your account after a while.

     But from  now according to RBI guidline, if you fail to collect the cash, the ATM won’t (retract) eat it up. Instead, the money will remain at the mouth of the ATM, till the time the greens are collected. Which means, for some reason, if you forget to collect the cash (and this does happen), as soon as it is spitted out, someone else might be able to take it.  Banks like HDFC Bank Ltd already have posted this notice on their website and ATM screens

    The good thing is that you will not be at the mercy of a time-window to collect your the cash. The disadvantage of this sytem is that, you forget to pick the cash this would lead to loss. So, the next time you are at the ATM, be careful to take you dispened cash completely