Sunday, September 23, 2018

Free health insurance of 5 lakhs under PMJAY, see if your name is included in the plan

Prime Minister Narendra Modi has launched the Prime Minister Health Insurance Scheme on September 23 from Jharkhand's capital, Ranchi. Under this scheme, health insurance will be provided to more than 100 million households. Simultaneously, PM has laid the foundation of the medical college in Chibasa and Koderma .

You can get information about whether you come under the scheme or not by going to After visiting the site you will see AM I ELIGIBLE. After clicking on it, you will need to enter your mobile number in a , then fill in the captcha  in it and generate the OTP. After entering the OTP on mobile , a second window will open in which you have given some options of search. Includes name, mobile number, ration card number and SECC

If the hospital associated with the scheme asks for money for treatment or refuses to treat it then the beneficiary grivance can appeal to the RE-Dressal Committee. The chairman of this committee will be the collector of the district. If found guilty, the hospital will be penalized and his license can also be canceled.

But let us tell you that in this portal, their names have been included, whose information was collected by all the gram sabhas of the country on April 30, 2018. If you do not find your name in it, then you can find the name under the SECC (Socio-Economic Caste Census). If you do not get your name even in this, you can contact your closest Ayushman Mitra. Apart from this, information can be taken by calling the helpline number 14555 of the Prime Minister Jan Swasthya Yojana.

Features of Scheme.
- Under the scheme, medical cover up to five lakhs will be provided. It has a simple meaning that for five lakh you will not have to pay any money for the treatment.

There is no obligation in the plan regarding the number of family members

The benefits of this scheme will be available only to families who live below the poverty line. Apart from this, people in the socio-economic and caste census (SECC) will also get the benefit.

All members of the family present in the SEC database will be the holders of this scheme.

In case of hospitalization during treatment, the patient will not be charged any kind of charges.

All the diseases covered in the plan will be covered from the first day. Benefit will be available before and after hospitalization. Under this scheme 1350 types of medical packages will be available. Under which expenses of surgery, day care treatment, drug cost and diagnostic will also be borne.

- The plan holders can go to private hospitals anywhere and get their treatment done free of charge. The government has so far tied up with about 8,000 hospitals for this. Around 20,000 hospitals will be linked to this scheme.

- During treatment, the plan holder will have to prove his identity by showing any type of ID in hospital.