Customers of ICICI Bank can use their Twitter account for real-time fund transfers, prepaid mobile recharges and to check bank balance.ICICI Bank has launched a facility which allows account-holders to transfer funds through Twitter.The user will have to subscribe (follow) the bank's Twitter handle and register for the facility.
For fund transfer, the sender needs to know the beneficiary's Twitter handle. The sender will get an SMS with a unique code after the transfer; the beneficiary would need to enter it on the special webpage where he/she would be directed, to complete the transaction.
It uses NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement) for the transfer and will soon be integrating IMPS (Immediate Payment Service) mode too.
Sender will have to pay the fees as applicable for a NEFT or RTGS transaction.

Beneficiaries who have account with another bank will have to put in that bank's IFSC code to receive the payment.

First time in Indian Banking History ICICI Bank announces the launch of EMI (Equated Monthly Installments) for its debit card customers. This will enable customers to convert their high value transactions into easy installments. With upcomming Festival season bank has taken this inative to get hold credit market/This facility allows ICICI Bank Debit Card customers who have a linked fixed deposit with their bank account to convert their high value transactions into easy installments.
Here are some of broader Features:
    No processing fee.
    Tenure option of 3, 6 ,9 and 12 months.
    Low interest rate of 13%(on reducing basis) for 3, 6, 9 and 12 month tenures.
    Currently facility available for all ICICI Bank Savings and select Current account category customers having a linked fixed deposit other than tax saver fixed deposits and PPF.
    EMI facility is applicable on all transactions above Rs.10,000 at participating stores.
    EMI conversion without the hassles of any paperwork.
    Exclusive tie up with Samsung in 9000 stores pan India (Smart phones, Tablets, Televisions, Refrigerators, Air – Conditioners, Microwave etc).
    Leverage your existing fixed deposits to convert big ticket purchases to easily manageable installments.
    Earn up to 6 PAYBACK points on transactions.
    Coming soon: EMI on Call, EMI facility at other partners across categories.
Process to avail of EMI facility:
    Customer does a transaction at participating partner stores and selects the tenure of EMI.
    Customer pays by ICICI Bank Debit Card and inputs the ATM PIN at specified terminals in the store.
    Transaction is authorized and conversion to EMI happens post successful validation of parameters.
    EMI conversion and reversal of amount in the account happens within 2 business working days after the transaction date.
    First installment will be deducted 30 days from reversal of the money in the account.
    Account statement will display the transaction with appropriate narration.

 So when was the last time you visited your bank's branch? A month ago - 2 months maybe even 3 months ago? Why haven't you walked in to a branch? Simple - you didn't need to.
India and the world as we know it is moving towards a new paradigm where users demand world class service - as and when they want it.When we talk about anytime anywhere service then first thing came into mind is digital service.
If you identify with this philosophy then welcome to the world of b2 digital banking. Welcome to ICICI b2!
ICICI bank has statrted a unique idea of branch free banking with some limited access.
When ATMs were introduced, we thought that why do we need ATMs when we have good old branches? ICICI b2 banking is the next step in the evolution of banking. It's a bank, where everything is done online and since you don't need branches, so they don't offer them. you can enjoy all the conveniences of banking at your finger tips and your money grows faster. b2 understands that today’s banking is not just about payments and transfers. Hence along with these it offers other benefits like bill payments and mobile recharge.
 Features in ICICI b2 banking
    No hidden charges/zero charges
    8 % Interest rate
    No premature penalty
    Online transfer of Balance
    virtual e wallet for online payments
    No minimum balance requirement.
    24X7 banking
    Pre approved Loan without any documentation
    Online credit card
    Online draft request and free delivery any where in India
    Online RD and FDR account
    Free bills payment
    Mobile recharge facility
    Online help line service
Features not in ICICI b2 banking
      No ATM card
    No Debit Card
    No passbook
    No physical statement .
    No cheque Book
    No /limited access to branch

ICICI bank has came with innovative idea to its customer to get their account balance using missed call from register mobile. Customer who has registered their mobile number they can avail this facility.To get the balance all they need to just give a missed call to 022-30256767 from your registered mobile and receive a SMS.

The idea seem very innovative because as of now most of bank charge premium SMS rate for SMS banking which is very much costly from Rs 3 to Rs 5 per query.With this idea ICICI bank has at least managed to reduced SMS call charge to its customer. Hope such facility will be provided by other bank. Try this and post the comment.