State Bank of India (SBI), the launch of mVisa, a mobile-based payment solution. This helps customers to make payments from their smartphones just by scanning the unique merchant QR (Quick Response) code, at merchant outlets.

mVisa is a card-less solution which facilitates payment by scanning the QR code displayed at the merchant outlet or from the merchants mobile. SBI customers (both Debit Card holders as well as Internet Banking customers, having transaction rights) You can do  easy payments to the merchants by simply scanning QR code image hence there is no  need to swipe the physical card at a point-of-sale (PoS) machine. Bank customer can simply download the latest version of SBI Anywhere application, from ‘Google Play Store’ and need to register for mVisa payments by simply clicking the mVisa icon on the home screen.

 SBI mVisa merchant app is also available in ‘Google Play Store’ and is used for receiving the payment notification, generation of static and dynamic QR codes, viewing transaction history etc. by the merchants. SBI mVisa merchants can accept payment from any mVisa customers. While in case of static QR code amount is filled by the mVisa customer himself, in case of dynamic QR code amount can be filled by merchants and can be authorized by the customer after scanning of QR code.

 Any Bank mVisa customer can transact on any mVisa merchants and likewise any mVisa merchant can accept payment from mVisa customers of any bank. It provides convenience of quick transaction, along with enhanced security,

The best part of this sericce is that  customers need not to  share their's Card or Mobile with the merchant anytime during the payment process.

Up-till now there was no Health insurance policy for person with disability but now Recently according to press release for Press Information bureau  Health Insurance Scheme for Persons with Disabilities (As Per PWD Act 1995) launched by The New India Assurance Company limited, in Association with Ministry Of Social Justice, Dept of Empowerment of Persons with Disabilities.This insurance is name as “Swavlamban Health Insurance Scheme”

Key Features
1) Sum insured of Rs. 2 lacs on family floater for a period of 12 months.
2) Family size up to 1+3. Primary member is Person with disabilities.
3) Age band 18 - 65 years.
4) Available for persons with disabilities with annual income of Rs. 3 lacs and below on declaration basis in proposal form.
5) No premedical tests.
6) Uniform premium contribution of Rs. 355 per person / family.
7) OPD cover for corrective therapy up to Rs. 10,000 a year for person with disability. For persons with mental retardation and mental illness, OPD cover is Rs. 3000 per annum.
8) No exclusion of pre-existing conditions. However corrective surgery for existing impairment can be done with consent of insurer/TPA.
9) Pre-post hospitalization expenses covered sub to limits.
10) Rest of terms as per standard New India Flexi Floater Group Mediclaim Policy.
11) Persons with multiple disabilities, Cerebral Palsy & autism are not covered under this scheme.


New India will create a network of Hospitals, where the Insured person can get cashless treatment. If any Insured Person wants to take treatment outside network, the permission of TPA is necessary. Such permission is not required in case of emergency hospitalisations.
The policy covers pre-existing Illness. Treatment for pre-existing impairment (for the purpose of this policy, impairment relates to a condition or Illness which caused the Disability as defined in the Act) will be only at the network Hospital and only with the prior approval of the TPA.
At the time of claim, certificate of Disability by the competent authority as defined under the Persons with Disability Act, 1995; has to be submitted to the TPA.

How to Avail ?

For enrollment the beneficiaries have to submit the following documents to nearest New India Assurance Office. Or they can contact National Institute & CRCs, ALIMCO(Artificial Limbs Manufacturing Corporation of India),NHFDC(National Handicapped Finance and Development Corporation)

1) Duly fill proposal form 
2) Payment of premium ( 10 % pf Premium fixed)
3) Income certificate( self attested
4) Photo copy of any govement ID proof,such as Aadhar card,Voter ID ,Driving Licence       etc
5) Passport size photo

6) Photo Copy of Disability certificate

PROCEDURE FOR CASHLESS CLAIMS SETTLEMENT:
Name of TPA: MDIndia Healthcare Services (TPA) Pvt. Ltd.
Toll Free: 1800-233-1166, 1800-233-4505

In order help to urban consumers, Ministry of  Petroleum and Natural Gas, has launched an online payment facility for booking LPG refill cylinders.Earlier this facility was only limited for Booking but now consumer can pay for booking also online.

Now Consumers can now refill their LPG cylinders at any time and get them delivered. They need not to worry about change or to have cash. They can pay the exact amount online via payment gateway

This will be a boon  for  working couples as well as to senior citizens as they can make the payment online without bothering to keep adequate cash at home.

Consumers can avail the service through web portal www.mylpg.in,  or user can visit correpondin g LPG company website http://my.ebharatgas.com/  https://indane.co.in  http://myhpgas.in/ which is available in 13 languages.Apart from this  consumer can carry out all LPG activities like booking, tracking, receipt of subsidy details etc.